Program details reviewed November 2026By telephone: (800) 555-0100
South Carolina Down Payment AssistanceA careful guide for first-time buyers in the Palmetto State
A note on timingPalmetto Heroes is closed for 2026 and no 2027 dates are announced. The year-round SC Housing Homebuyer Program still offers $10,000 in forgivable down payment help.Review my eligibility

County guides · South Carolina

Down payment assistance by county in South Carolina

Pick your county for its SC Housing income limit, how the first-time buyer rule works there, and the local schools and agencies whose staff fit the Palmetto Heroes list. Heroes is closed for 2026; the year-round programs work in every county.

CountyCounty seatIncome ceiling, three or more peopleHighest price
Greenville CountyGreenville$122,360$450,000
Charleston CountyCharleston$135,125$450,000
Richland CountyColumbia$110,170$450,000
Horry CountyConway$134,120$450,000
Spartanburg CountySpartanburg$110,170$450,000
Lexington CountyLexington$110,170$450,000
York CountyYork$135,010$450,000
Berkeley CountyMoncks Corner$164,500$450,000
Anderson CountyAnderson$110,170$450,000
Beaufort CountyBeaufort$158,200$450,000
Aiken CountyAiken$110,170$450,000
Dorchester CountySt. George$164,500$450,000
Pickens CountyPickens$122,360$450,000
Florence CountyFlorence$134,120$450,000
Lancaster CountyLancaster$130,985$450,000
Sumter CountySumter$134,120$450,000
Oconee CountyWalhalla$110,170$450,000
Orangeburg CountyOrangeburg$134,120$450,000
Kershaw CountyCamden$134,120$450,000
Laurens CountyLaurens$134,120$450,000

Income limits shown are for 3+ person households, effective for reservations on or after June 1, 2026. If your county is not shown here, the state programs still apply wherever you buy; the full table of limits covers every area.

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