Program details reviewed November 2026By telephone: (800) 555-0100
South Carolina Down Payment AssistanceA careful guide for first-time buyers in the Palmetto State
A note on timingPalmetto Heroes is closed for 2026 and no 2027 dates are announced. The year-round SC Housing Homebuyer Program still offers $10,000 in forgivable down payment help.Review my eligibility

Dorchester County · Palmetto Heroes

Help for first-time buyers in Dorchester County, South Carolina

Dorchester County shares the top SC Housing income limits with Berkeley County, and repeat buyers can qualify here.

County seat
St. George
Residents
178,397
Income ceiling, 3+
$164,500
Highest price
$450,000

About buying in Dorchester County

Summerville is the county's biggest town, and the Dorchester side of North Charleston, St. George and Ridgeville all use the same numbers: $141,000 for a 1-2 person household and $164,500 for 3 or more.

As a targeted county, Dorchester only asks that you not own a home at closing. That's a real difference from Charleston County, where the 3-year rule applies and limits are lower.

Educators in Dorchester School Districts Two and Four, plus the sheriff's office, Summerville Police, Dorchester County Fire Rescue and county EMS, matched the 2026 Heroes list. The county seat is St. George.

Limits that apply in Dorchester County

Households of one or twoHouseholds of three or moreHighest purchase price
$141,000$164,500$450,000

Dorchester County's limits are $141,000 for 1-2 people and $164,500 for 3+, with the $450,000 price limit. You may also consult the statewide table or work out a comfortable price.

Further assistance offered in Dorchester County

Our research turned up no program run only for Dorchester County at present. The statewide choices remain open to you; you will find them in the complete list for South Carolina.

Homebuyer classes near Dorchester County

Nearly every assistance program asks you to complete a homebuyer class before closing. The HUD-approved agencies below, each within reach of Dorchester County, teach that class or offer counseling before purchase.

AgencyLocationMiles awayOfferedLanguagesHow it is taught
Origin ScNorth Charleston23 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Charleston Trident Urban League, Inc.Charleston31 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Southeastern Housing & Community Development Fka Southeastern Housing FoundationOrangeburg39 mihomebuyer education class, pre-purchase counselingEnglishPhone

Taken from HUD’s list of housing counseling agencies. A given program may not accept every class.

Unsure which class will count? A loan officer who offers South Carolina programs can tell you, and can begin your pre-approval at the same time. Begin my eligibility review

Local employers whose staff may qualify

Among the eligible employers in and around Dorchester County:

  • Dorchester School District Two
  • Dorchester School District Four
  • Dorchester County Sheriff's Office
  • Summerville Police Department
  • Dorchester County Fire Rescue
  • Dorchester County EMS

Teachers in Dorchester Two and Four and staff at the county's police, fire rescue and EMS agencies fit 2026 roles. The full list of eligible professions

Questions about Dorchester County

Is all of Summerville in Dorchester County?

No, part is in Berkeley County. Both counties use $141,000 / $164,500 and the same first-time rule.

Is North Charleston covered by Dorchester limits?

Only the part inside Dorchester County. The Charleston County side uses lower limits.

Can I use SC Housing help if I sold a house last year?

Yes, in Dorchester, as long as you don't own a home when you close.