Program details reviewed November 2026By telephone: (800) 555-0100
South Carolina Down Payment AssistanceA careful guide for first-time buyers in the Palmetto State
A note on timingPalmetto Heroes is closed for 2026 and no 2027 dates are announced. The year-round SC Housing Homebuyer Program still offers $10,000 in forgivable down payment help.Review my eligibility

Laurens County · Palmetto Heroes

Help for first-time buyers in Laurens County, South Carolina

Laurens County is a targeted SC Housing county in County First, and its limits are higher than its Upstate neighbors.

County seat
Laurens
Residents
71,848
Income ceiling, 3+
$134,120
Highest price
$450,000

About buying in Laurens County

Laurens County uses SC Housing's default limits of $114,960 for 1-2 people and $134,120 for 3 or more. That's above Greenville County ($106,400 / $122,360), which matters for the part of Fountain Inn that sits in Laurens County.

Laurens is a targeted county, so you only need to not own a home at closing, and it's named in SC Housing's County First Initiative.

Laurens County School Districts 55 and 56 employ teachers in Laurens, Clinton and Gray Court. The sheriff's office and the Laurens and Clinton police departments also employ 2026 Heroes roles.

Limits that apply in Laurens County

Households of one or twoHouseholds of three or moreHighest purchase price
$114,960$134,120$450,000

Laurens County uses $114,960 for 1-2 people and $134,120 for 3+, with a $450,000 price limit. You may also consult the statewide table or work out a comfortable price.

Further assistance offered in Laurens County

Our research turned up no program run only for Laurens County at present. The statewide choices remain open to you; you will find them in the complete list for South Carolina.

Homebuyer classes near Laurens County

Nearly every assistance program asks you to complete a homebuyer class before closing. The HUD-approved agencies below, each within reach of Laurens County, teach that class or offer counseling before purchase.

AgencyLocationMiles awayOfferedLanguagesHow it is taught
Greenville County Human Relations CommissionGreenville33 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Regenesis Community Development Corporation F/K/A Upstate Housing PartnershipSpartanburg33 mihomebuyer education class, pre-purchase counselingEnglishPhone

Taken from HUD’s list of housing counseling agencies. A given program may not accept every class.

Unsure which class will count? A loan officer who offers South Carolina programs can tell you, and can begin your pre-approval at the same time. Begin my eligibility review

Local employers whose staff may qualify

Among the eligible employers in and around Laurens County:

  • Laurens County School District 55
  • Laurens County School District 56
  • Laurens County Sheriff's Office
  • Laurens Police Department
  • Clinton Police Department

Educators in Districts 55 and 56 and the county's sheriff and police officers fit 2026 roles. The full list of eligible professions

Questions about Laurens County

Is the Laurens side of Fountain Inn better for SC Housing rules?

It has higher limits and no 3-year lookback compared with the Greenville County side.

Is Laurens in County First?

Yes. SC Housing lists Laurens among County First counties.

Is Palmetto Heroes open?

No. It's closed for 2026, and no 2027 dates are set.