Program details reviewed November 2026By telephone: (800) 555-0100
South Carolina Down Payment AssistanceA careful guide for first-time buyers in the Palmetto State
A note on timingPalmetto Heroes is closed for 2026 and no 2027 dates are announced. The year-round SC Housing Homebuyer Program still offers $10,000 in forgivable down payment help.Review my eligibility

A home budget for South Carolina

What price of home suits your budget in South Carolina?

Enter your yearly income and the monthly payments you already make. Working within the debt-to-income ratios most lenders accept, we suggest a price range, then set it beside your county’s program ceilings and the assistance you might receive.

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$
A comfortable price range
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Monthly housing budget
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First mortgage, estimated
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Down payment required
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Assistance, estimated
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Please treat these figures as estimates, not as an offer of credit. The rate is a sample; substitute the one a lender gives you. Each payment includes principal, interest, taxes, insurance and a typical mortgage insurance charge: 0.55% yearly on FHA, 0.5% on conventional, 0.35% on USDA and none on VA.

Ask a lender for my figures