Income and price limits
South Carolina homebuyer income and price limits
These are SC Housing's 2026/2027 limits for the Homebuyer (Bond) Program, effective for reservations on or after June 1, 2026. Palmetto Heroes has used the same chart.
SC Housing sets two income limits per county: one for households of 1-2 people and one for 3 or more. The limit is based on the whole household's income, and your lender calculates the figure SC Housing counts.
Eighteen counties are listed by name. Every county not listed, including Horry, Florence, Sumter, Orangeburg, Kershaw and Laurens, uses $114,960 for 1-2 people and $134,120 for 3 or more. The home price limit is $450,000 in every county.
These limits stay in effect until HUD releases 2027 figures. The 2026 Heroes round, which ran in March and April, used the prior year's lower limits, reported at roughly $90,500 to $135,000 for 1-2 people. Limits for any 2027 Heroes round have not been announced.
| County or area | Households of one or two | Households of three or more | Highest purchase price |
|---|---|---|---|
| Aiken County | $95,800 | $110,170 | $450,000 |
| Anderson County | $95,800 | $110,170 | $450,000 |
| Charleston County | $117,500 | $135,125 | $450,000 |
| Greenville County | $106,400 | $122,360 | $450,000 |
| Greenwood County | $95,800 | $110,170 | $450,000 |
| Lancaster County | $113,900 | $130,985 | $450,000 |
| Lexington County | $95,800 | $110,170 | $450,000 |
| Oconee County | $95,800 | $110,170 | $450,000 |
| Pickens County | $106,400 | $122,360 | $450,000 |
| Richland County | $95,800 | $110,170 | $450,000 |
| Spartanburg County | $95,800 | $110,170 | $450,000 |
| York County | $117,400 | $135,010 | $450,000 |
| Beaufort County | $135,600 | $158,200 | $450,000 |
| Berkeley County | $141,000 | $164,500 | $450,000 |
| Calhoun County | $114,960 | $134,120 | $450,000 |
| Dorchester County | $141,000 | $164,500 | $450,000 |
| Fairfield County | $114,960 | $134,120 | $450,000 |
| Saluda County | $114,960 | $134,120 | $450,000 |
| All other counties (not listed) | $114,960 | $134,120 | $450,000 |
Figures drawn from 2026/2027 Income and Home Price Limits - SC Housing Homebuyer (Bond) Program and SC Mortgage Credit Certificate Program (15 YR Forgivable DPA Term), in effect from Reservations on and after June 1, 2026; in effect until 2027 limits are released by HUD. Limits are revised from time to time, and your lender will confirm the figures in force when you apply.
