- County seat
- Greenville
- Residents
- 583,125
- Income ceiling, 3+
- $122,360
- Highest price
- $450,000
About buying in Greenville County
From downtown Greenville out to Greer, Mauldin, Simpsonville and Fountain Inn, the county is one of the 12 where SC Housing applies the stricter first-time buyer rule: no ownership of your principal residence in the 3 years before closing.
Watch the county line. Part of Greer sits in Spartanburg County, where the limit drops to $95,800 for 1-2 people. Part of Fountain Inn is in Laurens County, which uses $114,960 and only asks that you not own a home at closing. The address on your contract decides which rules apply.
Greenville County Schools staff and the county's police, fire and EMS crews were all covered roles in 2026. With Heroes closed, a Greenville loan officer can start you on the year-round SC Housing Homebuyer Program now.
Limits that apply in Greenville County
| Households of one or two | Households of three or more | Highest purchase price |
|---|
| $106,400 | $122,360 | $450,000 |
Greenville County shares its limits with Pickens County: $106,400 for 1-2 people, $122,360 for 3 or more, and a $450,000 price cap. You may also consult the statewide table or work out a comfortable price.
Further assistance offered in Greenville County
The programs below are run locally. Some may be added to the state program and some take its place; since each sets its own rules, your loan officer will tell you which can be used together.
Greenville County outside the City of Greenville
- Intended for
- First-time buyers (or no home in 3 years) at or below 80% AMI
- Assistance
- Up to $20,000
- Form of help
- Forgivable second loan
- Income ceiling
- 80% AMI (see CommunityWorks income-limits PDF)
- Price ceiling
- $425,000 (manufactured home $195,000)
- First-time buyers only?
- Yes
- Further conditions
- 30-year fixed first mortgage; $500 minimum buyer investment; homebuyer education through Greenville County Human Relations; payment <=36% of income; $325 processing fee; no cash back
0% non-amortizing subordinate loan forgiven over 10 years; cannot rent the home during the term. City of Greenville addresses are ineligible.
Reviewed November 2026 · our standards
Read our full accountAsk whether I qualifyThe complete list for South Carolina
Homebuyer classes near Greenville County
Nearly every assistance program asks you to complete a homebuyer class before closing. The HUD-approved agencies below, each within reach of Greenville County, teach that class or offer counseling before purchase.
| Agency | Location | Miles away | Offered | Languages | How it is taught |
|---|
| Greenville County Human Relations Commission | Greenville | 4 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
| Regenesis Community Development Corporation F/K/A Upstate Housing Partnership | Spartanburg | 26 mi | homebuyer education class, pre-purchase counseling | English | Phone |
Taken from HUD’s list of housing counseling agencies. A given program may not accept every class.
Unsure which class will count? A loan officer who offers South Carolina programs can tell you, and can begin your pre-approval at the same time.
Begin my eligibility review
Local employers whose staff may qualify
Among the eligible employers in and around Greenville County:
- Greenville County Schools
- Greenville County Sheriff's Office
- Greenville Police Department
- Greenville City Fire Department
- Greenville County EMS
Teachers with Greenville County Schools and officers, firefighters and medics with these agencies matched the 2026 Heroes list. The full list of eligible professions
Questions about Greenville County
Does Greer use Greenville's limits?
Only the Greenville County side. The Spartanburg County part of Greer uses Spartanburg's $95,800 / $110,170 limits.
Can I buy again if I sold a home two years ago?
Not with Heroes or the Homebuyer Program in Greenville County, because of the 3-year rule. Palmetto Home Advantage has no first-time buyer rule.
Is Palmetto Heroes taking applications in Greenville?
No. It's closed statewide for 2026, and no 2027 dates are set. The year-round Homebuyer Program is open.
