York County · Palmetto Heroes
Help for first-time buyers in York County, South Carolina
York County buyers have some of the higher SC Housing income limits in the Upstate, and the $10,000 forgivable DPA is open now while Palmetto Heroes is closed.
- County seat
- York
- Residents
- 306,887
- Income ceiling, 3+
- $135,010
- Highest price
- $450,000
About buying in York County
York County's limits are $117,400 for 1-2 people and $135,010 for 3 or more. That gives more room to dual-income households in Rock Hill, Fort Mill, Tega Cay, York and Clover. York is still one of the 12 counties with the 3-year first-time buyer rule.
Four school systems, Rock Hill Schools, Fort Mill School District, Clover School District and York School District One, employ educators who fit the Heroes list, as do the sheriff's office, Rock Hill Police and Rock Hill Fire.
Rock Hill is one of the Made It Home! cities, with up to $25,000 in forgivable DPA on a limited set of new builder homes. It can't be combined with other SC Housing DPA.
Limits that apply in York County
| Households of one or two | Households of three or more | Highest purchase price |
|---|---|---|
| $117,400 | $135,010 | $450,000 |
York County uses $117,400 for 1-2 people and $135,010 for 3+, and the price limit is $450,000. You may also consult the statewide table or work out a comfortable price.
Further assistance offered in York County
Our research turned up no program run only for York County at present. The statewide choices remain open to you; you will find them in the complete list for South Carolina.
Homebuyer classes near York County
Nearly every assistance program asks you to complete a homebuyer class before closing. The HUD-approved agencies below, each within reach of York County, teach that class or offer counseling before purchase.
| Agency | Location | Miles away | Offered | Languages | How it is taught |
|---|---|---|---|---|---|
| Regenesis Community Development Corporation F/K/A Upstate Housing Partnership | Spartanburg | 42 mi | homebuyer education class, pre-purchase counseling | English | Phone |
Taken from HUD’s list of housing counseling agencies. A given program may not accept every class.
Local employers whose staff may qualify
Among the eligible employers in and around York County:
- Rock Hill Schools
- Fort Mill School District
- Clover School District
- York School District One
- York County Sheriff's Office
- Rock Hill Police Department
- Rock Hill Fire Department
Educators with any of York County's four school systems and the listed public safety agencies matched the 2026 Heroes roles. The full list of eligible professions
Questions about York County
Is Indian Land in York County?
No, Indian Land is in Lancaster County, which uses $113,900 / $130,985.
What's the most I can earn in York County?
$117,400 for a 1-2 person household and $135,010 for 3 or more, for reservations on or after June 1, 2026.
Is Made It Home! still available in Rock Hill?
It covers a set number of homes across five cities, so a lender confirms whether any remain.
