Program details reviewed November 2026By telephone: (800) 555-0100
South Carolina Down Payment AssistanceA careful guide for first-time buyers in the Palmetto State
A note on timingPalmetto Heroes is closed for 2026 and no 2027 dates are announced. The year-round SC Housing Homebuyer Program still offers $10,000 in forgivable down payment help.Review my eligibility

Repayment calculator

If you sell or refinance early, what would you repay?

A good deal of the assistance in South Carolina is a loan rather than a gift. Choose the kind of help you expect, and this table shows roughly what you would owe if you sold, refinanced or moved away in a given year.

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Amount owed if you sell or refinance

These figures are estimates. Each program decides how forgiveness works, what counts as a sale or refinance and how a gain in value is measured, and a participating lender will confirm the exact terms before you sign.

Ask a lender for my figures