Aiken County · Palmetto Heroes
Aiken County public servants can line up SC Housing's $10,000 forgivable second mortgage now while Palmetto Heroes stays closed for 2026.
Aiken, North Augusta, Graniteville, New Ellenton and Wagener all fall under one school system, the Aiken County Public School District, whose teachers and staff match the Heroes educator list.
Aiken and North Augusta both use Departments of Public Safety. If your title there combines police and fire duties, your lender confirms how it lines up with the eligible list. The Aiken County Sheriff's Office is also a covered employer.
Aiken is a 3-year-rule county, with limits of $95,800 for 1-2 people and $110,170 for 3 or more.
| Households of one or two | Households of three or more | Highest purchase price |
|---|---|---|
| $95,800 | $110,170 | $450,000 |
Aiken County uses $95,800 (1-2 people) and $110,170 (3+), with a $450,000 price cap. You may also consult the statewide table or work out a comfortable price.
The programs below are run locally. Some may be added to the state program and some take its place; since each sets its own rules, your loan officer will tell you which can be used together.
City of Aiken (Crosland Park)
Property-specific, thin details. Contact 803-642-7606.
Reviewed November 2026 · our standards
Ask whether I qualifyThe complete list for South Carolina
Nearly every assistance program asks you to complete a homebuyer class before closing. The HUD-approved agencies below, each within reach of Aiken County, teach that class or offer counseling before purchase.
| Agency | Location | Miles away | Offered | Languages | How it is taught |
|---|---|---|---|---|---|
| Southeastern Housing & Community Development Fka Southeastern Housing Foundation | Orangeburg | 45 mi | homebuyer education class, pre-purchase counseling | English | Phone |
Taken from HUD’s list of housing counseling agencies. A given program may not accept every class.
Among the eligible employers in and around Aiken County:
Aiken County Public School District staff and officers with the sheriff's office and both public safety departments fit 2026 roles. The full list of eligible professions
Police officers and firefighters were both on the 2026 list. A lender confirms how a combined public safety title is handled.
No. All of Aiken County uses the same $95,800 / $110,170 limits.
Down payment, closing costs and prepaid items.
We will write when it reopens. Would you like to see what you may qualify for in the meantime?
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