Within 10 miles of a Prisma Health campus or practice (Upstate)
Prisma Health nurses and staff with a year of service who are first-time buyers at or below 120% AMI can get up to $5,000 toward a home near a Prisma campus.
Within 10 miles of a Prisma Health campus or practice (Upstate)
Forgiven over 5 years; homebuyer education through Greenville County Human Relations; FHA = closing costs only.
Reviewed November 2026 · our standards
Ask whether I qualifyPrisma Health funds the help and CommunityWorks administers it. The maximum is $5,000, and it is forgiven over 5 years. That is a modest sum, but for many Upstate buyers it covers a meaningful slice of closing costs.
With an FHA loan, the funds can only go to closing costs.
Many health care workers carry student debt, which affects how much house you qualify for. Our student loans and mortgage guide covers how each loan type counts payments. Licensed medical workers are also on SC Housing's Palmetto Heroes list for future rounds, and the year-round Homebuyer Program offers $10,000. Whether those combine with the Prisma benefit is not stated; a participating lender confirms whether they combine. If your home is in unincorporated Greenville County, also look at the county's own program.
Who should look at it? First-time buyers on Prisma's clinical or support staff who live, or want to live, close to work. The 10-mile radius is tighter than other hospital programs, so map the distance to your campus or practice before you make an offer. The 120% AMI cap is higher than most local programs, which helps two-income households, and forgiveness over 5 years means staying with Prisma and in the home keeps the benefit whole.
Greenville County Human Relations handles the education class, so schedule it as soon as you decide to buy; a certificate in hand avoids delays when your lender requests the funds. Keep proof of your 12 months of service ready, and confirm your income against the 120% AMI cap with a lender before you start touring homes. If you plan to use FHA, set aside your own down payment.
See Greenville County, medical professionals, or check eligibility.
Up to $5,000, forgiven over 5 years.
Prisma Health employees with 12 or more months of service who are first-time buyers at or below 120% AMI, buying within 10 miles of a campus or practice.
Yes, for closing costs only.
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