Spartanburg Regional Healthcare System Employee Homebuyer Assistance
Accepting applicationsWithin 15 miles of a Spartanburg Regional campus
- Intended for
- Spartanburg Regional employees (nurses and other staff) with 12+ months, <=200% AMI
- Assistance
- Up to $5,000, plus up to $15,000 more for homes in Spartanburg's Northside
- Form of help
- Forgivable second loan
Forgiven over 5 years; no first-time requirement stated.
Reviewed November 2026 · our standards
Ask whether I qualify
Benefit amounts
The base award is up to $5,000 for a home within 15 miles of a Spartanburg Regional campus. If the home is in Spartanburg's Northside neighborhood, the hospital adds up to $15,000, for as much as $20,000 in total. All of it is forgiven over 5 years. CommunityWorks administers the program.
Who can use it
Nurses and other Spartanburg Regional staff with 12 or more months of service and household income at or below 200% AMI. That ceiling is high enough that most full-time clinical staff will fit. No first-time buyer requirement is stated.
Shift pay and other help
Lenders count shift differentials and overtime only under specific history rules, so read our shift pay guide before you estimate your budget. Note that the Northside Development Group's own assistance is currently unfunded; this hospital add-on is separate. The City of Spartanburg's program offers up to $20,000 to buyers at or below 80% AMI. Whether any of these combine with each other or with SC Housing's $10,000 DPA is not stated; a participating lender confirms whether they combine.
Who gains the most? An employee willing to buy in the Northside could combine the base $5,000 and the $15,000 add-on for up to $20,000 from the hospital alone. Others still get up to $5,000 anywhere within 15 miles of a campus. Because no first-time requirement is stated, a current homeowner moving closer to work may also be eligible; CommunityWorks confirms. Leaving the job within 5 years can affect forgiveness, so ask before you sign. Keep your hire date and pay records handy for the application.
The 200% AMI ceiling is among the highest of any SC employer program, so even two-income households with a nurse and another earner often fit. Confirm the 15-mile distance from your chosen campus before you sign a contract. Ask CommunityWorks which streets count as the Northside for the larger award.
Steps
- Confirm 12 months of service.
- Choose a home within 15 miles of a campus, or in the Northside for the larger amount.
- Get pre-approved.
- Apply through CommunityWorks.
See Spartanburg County, medical professionals, or check eligibility.
Questions about Spartanburg Regional Healthcare System Employee Homebuyer Assistance
How much can Spartanburg Regional employees get?
Up to $5,000, plus up to $15,000 more for a home in Spartanburg's Northside.
Do I have to be a first-time buyer?
No first-time requirement is stated. You need 12 months of service and income at or below 200% AMI.
When is it forgiven?
Ask whether I qualify for this program
Programs you may also wish to read about
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