Palmetto Heroes · Licensed medical professionals
Home buying help for South Carolina nurses and medical workers
CNAs, LPNs, RNs, therapists and techs in South Carolina: where Palmetto Heroes stands for 2027 and the $10,000 forgivable DPA open now.
Who is included
The 2026 Palmetto Heroes list included CNAs, LPNs, RNs, phlebotomists, pharmacy and X-ray techs, audiology and hearing techs, occupational, physical and respiratory therapists, dental hygienists, dental assistants and social workers.
SC Housing's 2026 program guide, which spells out how lenders verify these roles, was not publicly available, so your lending partner confirms what proof of license or employment is needed.
Not sure your title is on the list?
The list is specific. If your role is close but not named, ask a lender to check it against the current guide. If it isn't covered, the year-round Homebuyer Program and Palmetto Home Advantage have no job requirement at all.
Shift and overtime income
Overtime and differentials can push household income up. Compare your total against your county's limit early, since limits run from $95,800 to $141,000 for a 1-2 person household.
Papers to have at hand
- Your current license or certification, if your role requires one
- Proof of employment your lender requests
- Pay stubs showing base pay and any overtime
- Proof you finished the homebuyer education course
Questions often asked
Do social workers qualify?
Yes. Social workers were on the 2026 Palmetto Heroes medical list.
Are dental assistants included?
Yes. Both dental hygienists and dental assistants were on the 2026 list.
What if I earn over my county's limit?
Palmetto Home Advantage has a single statewide income cap, listed at $140,000 in SC Housing's October 2026 flyer, with no first-time buyer rule. A lender confirms the current cap.
