Aiken, SC
The City of Aiken's homebuyer help is property-specific: it renovates homes in Crosland Park and offers down payment assistance on them when money is available.
The City's Community Resources and Development department sells renovated homes in the Crosland Park neighborhood, such as one at 721 Vincent Ave., to qualified buyers and adds down payment assistance "when available." The City doesn't publish an amount, income limit or price, so treat it as funding-dependent and call 803-642-7606 to ask what's for sale. The City also runs a free homebuyer class, which helps whether or not you buy one of its homes. All SC Housing DPA recipients have to complete homebuyer training before loan approval anyway, so the class isn't wasted time.
Because the Crosland Park option depends on specific properties, most Aiken buyers build their plan on statewide programs. Aiken County is one of the 12 counties with SC Housing's 3-year first-time buyer rule, and its limits are $95,800 for 1-2 people and $110,170 for 3 or more, with a $450,000 price ceiling. Under those numbers, the year-round SC Housing Homebuyer Program provides $10,000 in forgivable DPA. If you've owned recently or earn more, Palmetto Home Advantage has no first-time buyer rule and a $140,000 statewide income cap.
Aiken has its own wrinkle for public safety workers. The city uses a Department of Public Safety, so if your title there combines police and fire duties, your lender confirms how it lines up with the Palmetto Heroes list when a round reopens. Aiken County Public School District teachers and Aiken County Sheriff's Office staff fit directly. Before you pick a home, read the guide to grant, forgivable and repayable DPA and the Aiken County guide.
City of Aiken (Crosland Park)
Property-specific, thin details. Contact 803-642-7606.
Reviewed November 2026 · our standards
Ask whether I qualifyBuyers in Aiken may also turn to 5 statewide programs, Palmetto Heroes among them. You will find each one in the complete South Carolina list, or our program match can sort them for you.
The county guide: Aiken County
Nearly every assistance program asks you to complete a homebuyer class before closing. The HUD-approved agencies below, each within reach of Aiken County, teach that class or offer counseling before purchase.
| Agency | Location | Miles away | Offered | Languages | How it is taught |
|---|---|---|---|---|---|
| Southeastern Housing & Community Development Fka Southeastern Housing Foundation | Orangeburg | 45 mi | homebuyer education class, pre-purchase counseling | English | Phone |
Taken from HUD’s list of housing counseling agencies. A given program may not accept every class.
The City doesn't publish an amount. It says DPA is offered when available on City-renovated homes. Call 803-642-7606 for current listings.
Yes. The City offers a free homebuyer class through Community Resources and Development.
Police and firefighters are both on the list, but Aiken's combined public safety titles are confirmed case by case by the lender.
We will write when it reopens. Would you like to see what you may qualify for in the meantime?
Begin my eligibility review
Good day, I'm Amy. See if you're eligible for down payment assistance in South Carolina. The review is six short questions, and I would be glad to start you on the right one.
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