/* Palmetto classic: indigo, antique gold and ivory. Centered serif masthead, thin gold rules, framed cards, roman-numbered sections. */
:root{
  --ind:#1c2e5a;--ind-d:#121e3d;--ind-l:#2c4274;--ind-wash:#e9ecf4;
  --gold:#a5823b;--gold-d:#7d6128;--gold-l:#cdb27a;--gold-pale:#f1e7cc;
  --ivory:#f8f3e6;--paper:#fffdf7;--ink:#1f2333;--mute:#585c6e;--line:#ddd1b2;
  --ok:#2d6a3e;--warn:#8a4b12;
  --serif:"Libre Baskerville",Baskerville,Georgia,"Times New Roman",serif;
  --sans:"Mulish","Segoe UI",system-ui,-apple-system,sans-serif;
  --w:1140px;color-scheme:light
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.68;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--ind);text-decoration-color:var(--gold-l);text-underline-offset:3px}
a:hover{color:var(--gold-d)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;color:var(--ind);line-height:1.25;margin:0;text-wrap:balance}
h1{font-size:clamp(30px,4.4vw,48px)}
h2{font-size:clamp(24px,3vw,33px)}
h3{font-size:19px;font-weight:700}
h1 em,h2 em{font-style:italic;color:var(--gold-d)}
p{margin:0 0 .9em}
ul,ol{margin:0 0 1em}
.pc-wrap{max-width:var(--w);margin:0 auto;padding-inline:20px}
.pc-narrow{max-width:880px}
.pc-center{text-align:left;margin-top:28px}
.pc-small{font-size:14px;color:var(--mute);line-height:1.55}
.pc-kick{font-family:var(--sans);font-size:12.5px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-d);margin:0 0 10px}
.pc-lede{font-size:18px;color:var(--mute);max-width:66ch;margin-inline:0}

/* thin gold rule with a diamond */
.pc-rule{display:flex;align-items:center;gap:10px;width:150px;margin:16px 0}
.pc-rule::before,.pc-rule::after{content:"";flex:1;height:1px;background:var(--gold-l)}
.pc-rule i{width:7px;height:7px;transform:rotate(45deg);border:1px solid var(--gold);background:var(--paper)}
.pc-rule-left{margin-left:0}

/* buttons */
.pc-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:800 13.5px/1.2 var(--sans);letter-spacing:.09em;text-transform:uppercase;
  padding:14px 24px;border-radius:2px;border:1px solid var(--ind);background:var(--ind);color:#fff;text-decoration:none;cursor:pointer;box-shadow:inset 0 0 0 2px var(--ind),inset 0 0 0 3px rgba(205,178,122,.55);transition:background .2s,color .2s}
.pc-btn:hover{background:var(--ind-d);color:#fff}
.pc-btn-line{background:transparent;color:var(--ind);box-shadow:none}
.pc-btn-line:hover{background:var(--ind);color:#fff}
.pc-btn-gold{background:var(--gold);border-color:var(--gold);color:#fff;box-shadow:inset 0 0 0 2px var(--gold),inset 0 0 0 3px rgba(255,255,255,.4)}
.pc-btn-gold:hover{background:var(--gold-d);border-color:var(--gold-d)}
.pc-btn-sm{padding:9px 14px;font-size:12px}
.pc-acts{display:flex;flex-wrap:wrap;gap:12px;justify-content:flex-start;margin:24px 0 10px}
.pc-acts-left{justify-content:flex-start}

/* utility strip, masthead, nav */
.pc-util{background:var(--ind-d);color:#d9cfb4;font-size:13px;letter-spacing:.03em}
.pc-util .pc-wrap{display:flex;justify-content:space-between;gap:12px;padding-block:7px;flex-wrap:wrap}
.pc-util a{color:#f1e7cc;text-decoration:none;font-weight:700}
.pc-mast{background:var(--paper);border-bottom:1px solid var(--line)}
.pc-mast>.pc-wrap{text-align:center;padding-block:22px 16px}
.pc-crest{display:inline-flex;flex-direction:column;align-items:center;gap:6px;text-decoration:none;color:var(--ind)}
.pc-seal{display:block}
.pc-name{font-family:var(--serif);font-size:clamp(21px,3vw,31px);letter-spacing:.01em;line-height:1.15}
.pc-motto{font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-d);font-weight:700;border-top:1px solid var(--gold-l);padding-top:6px}
.pc-nav{border-top:1px solid var(--gold-l);border-bottom:3px double var(--gold-l);background:var(--paper)}
.pc-nav .pc-wrap{display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:2px 4px;padding-block:6px}
.pc-nav a{font-size:14px;font-weight:700;color:var(--ind);text-decoration:none;padding:8px 12px;letter-spacing:.02em}
.pc-nav a:hover{color:var(--gold-d)}
.pc-nav a+a:not(.pc-nav-cta)::before{content:"";display:inline-block;width:4px;height:4px;transform:rotate(45deg);background:var(--gold-l);margin:0 12px 2px -12px}
.pc-nav .pc-nav-cta{margin-left:10px;border:1px solid var(--ind);border-radius:2px;font-size:12.5px;text-transform:uppercase;letter-spacing:.09em;padding:7px 14px}
.pc-nav .pc-nav-cta:hover{background:var(--ind);color:#fff}
@media(max-width:760px){
  .pc-nav .pc-wrap{flex-wrap:nowrap;justify-content:flex-start;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .pc-nav .pc-wrap::-webkit-scrollbar{display:none}
  .pc-nav a{white-space:nowrap;padding:8px 10px}
  .pc-util .pc-wrap{justify-content:center;text-align:center}
  .pc-motto{font-size:10.5px;letter-spacing:.14em}
}
.pc-notice{background:var(--gold-pale);border-bottom:1px solid var(--line);font-size:14.5px}
.pc-notice .pc-wrap{display:flex;gap:6px 14px;flex-wrap:wrap;justify-content:flex-start;align-items:baseline;padding-block:10px;text-align:left}
.pc-notice-lbl{font-family:var(--serif);font-style:italic;color:var(--gold-d)}
.pc-notice a{font-weight:800}

/* hero: framed card */
.pc-hero{padding:44px 0 26px;background:radial-gradient(ellipse at 50% 0,var(--ivory),var(--paper) 70%)}
.pc-frame{background:var(--paper);border:1px solid var(--gold-l);padding:10px;box-shadow:0 18px 40px -28px rgba(18,30,61,.45)}
.pc-frame-in{border:1px solid var(--gold-l);outline:1px solid var(--gold-pale);outline-offset:-6px;padding:40px clamp(18px,5vw,64px) 30px;text-align:left}
.pc-hero-mark{display:flex;justify-content:flex-start;margin-bottom:14px}
.pc-hero h1{max-width:21ch;margin-inline:0}
.pc-hero-note{font-size:14px;color:var(--mute)}
.pc-hero-fig{margin:26px 0 0;max-width:900px;border:1px solid var(--gold-l);padding:6px;background:var(--ivory)}
.pc-hero-facts{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--gold-l);border-bottom:1px solid var(--gold-l)}
.pc-hero-facts li{padding:14px 12px;font-size:14.5px;line-height:1.45;color:var(--ink)}
.pc-hero-facts li+li{border-left:1px solid var(--line)}
@media(max-width:860px){.pc-hero-facts{grid-template-columns:1fr 1fr}.pc-hero-facts li:nth-child(3){border-left:0}.pc-hero-facts li:nth-child(n+3){border-top:1px solid var(--line)}}
@media(max-width:480px){.pc-hero-facts{grid-template-columns:1fr}.pc-hero-facts li+li{border-left:0;border-top:1px solid var(--line)}.pc-frame{padding:6px}.pc-frame-in{padding-top:28px}}

/* sections */
.pc-sec{padding:64px 0}
.pc-sec-tight{padding:40px 0 64px}
.pc-sec-flush{padding:22px 0 0}
.pc-sec-ivory{background:var(--ivory);border-block:1px solid var(--line)}
.pc-sec-indigo{background:var(--ind);color:#e9e4d6}
.pc-sh{text-align:left;margin-bottom:30px}
.pc-no{display:block;font-family:var(--serif);font-style:italic;font-size:22px;color:var(--gold);margin-bottom:6px;letter-spacing:.06em}
.pc-sh .pc-lede{margin-top:4px}

.pc-ledger{margin:0;border-top:1px solid var(--gold-l)}
.pc-led-row{display:flex;align-items:baseline;gap:12px;padding:14px 4px;border-bottom:1px solid var(--line)}
.pc-led-row dt{order:1;flex:1;font-size:16.5px;color:var(--mute);display:flex;align-items:baseline;gap:10px}
.pc-led-row dt::after{content:"";flex:1;border-bottom:1px dotted var(--gold-l);transform:translateY(-4px)}
.pc-led-row dd{order:2;margin:0;font-family:var(--serif);font-size:clamp(20px,2.4vw,26px);color:var(--ind);font-weight:700;white-space:nowrap}
@media(max-width:520px){.pc-led-row{flex-direction:column;gap:0}.pc-led-row dd{order:0}.pc-led-row dt::after{display:none}}

.pc-roles{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:0 40px}
.pc-role{display:flex;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}
.pc-mono{flex:0 0 48px;height:48px;border-radius:50%;border:1px solid var(--gold);box-shadow:inset 0 0 0 3px var(--ivory),inset 0 0 0 4px var(--gold-l);display:grid;place-items:center;font-family:var(--serif);font-size:21px;color:var(--ind);background:var(--paper)}
.pc-role h3 a{text-decoration:none}
.pc-role p{margin:4px 0 0;font-size:15.5px;color:var(--mute)}
@media(max-width:760px){.pc-roles{grid-template-columns:1fr}}

.pc-panels{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(250px,100%),1fr));gap:18px}
.pc-panel{background:var(--paper);border:1px solid var(--line);border-top:3px solid var(--ind);padding:20px 22px}
.pc-panel h3{margin-bottom:8px}
.pc-panel p{font-size:15.5px;margin:0}
.pc-callout{background:var(--ind-wash);border-left:3px solid var(--gold);padding:16px 20px;margin:24px 0;font-size:16px}
.pc-callout p:last-child{margin:0}
.pc-brief{background:var(--ivory);border:1px solid var(--line);border-left:3px solid var(--gold);padding:16px 20px;margin:0 0 24px}

.pc-calcwrap{display:grid;grid-template-columns:1fr minmax(300px,440px);gap:40px;align-items:start}
.pc-calcwrap .pc-sh{text-align:left}
.pc-calcwrap .pc-sh .pc-rule{margin-left:0}
.pc-calcwrap .pc-lede{margin-left:0}
.pc-calc-fig{margin:10px 0 0;border:1px solid var(--gold-l);padding:6px;background:var(--paper);max-width:520px}
@media(max-width:900px){.pc-calcwrap{grid-template-columns:1fr}}

.pc-reqs{list-style:none;counter-reset:rq;padding:0;margin:0}
.pc-reqs li{counter-increment:rq;position:relative;padding:18px 0 18px 64px;border-bottom:1px solid var(--line)}
.pc-reqs li::before{content:counter(rq,upper-roman);position:absolute;left:0;top:16px;width:44px;text-align:center;font-family:var(--serif);font-size:20px;color:var(--gold);border-right:1px solid var(--gold-l)}
.pc-reqs h3{margin-bottom:4px}.pc-reqs p{margin:0;font-size:16px}

.pc-loan{border:1px solid var(--gold-l);background:var(--paper)}
.pc-loan-row{display:grid;grid-template-columns:220px 1fr;gap:20px;padding:18px 22px;border-bottom:1px solid var(--line)}
.pc-loan-row:last-child{border-bottom:0}
.pc-loan-row ul{margin:0;padding-left:18px;font-size:16px}
@media(max-width:640px){.pc-loan-row{grid-template-columns:1fr;gap:6px}}

.pc-apply{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:start}
.pc-steps{list-style:none;padding:0;margin:0;border-left:1px solid var(--gold-l)}
.pc-steps li{display:flex;gap:16px;padding:0 0 20px 0;margin-left:-19px}
.pc-step-n{flex:0 0 38px;height:38px;border-radius:50%;background:var(--ind);color:#f1e7cc;display:grid;place-items:center;font-family:var(--serif);font-size:14px;box-shadow:0 0 0 4px var(--paper)}
.pc-steps li div{padding-top:6px;font-size:16.5px}
.pc-docs{background:var(--ivory);border:1px solid var(--line);padding:22px 24px}
.pc-docs h3{margin-bottom:12px;font-weight:400;font-size:22px}
.pc-docs ul{padding-left:18px;margin:0;font-size:15.5px}.pc-docs li{margin-bottom:10px}
@media(max-width:900px){.pc-apply{grid-template-columns:1fr}}

.pc-dir{list-style:none;padding:0;margin:0 auto;max-width:960px;columns:3 220px;column-gap:36px;column-rule:1px solid var(--line)}
.pc-dir li{break-inside:avoid;padding:7px 0;border-bottom:1px dotted var(--gold-l)}
.pc-dir a{text-decoration:none;font-family:var(--serif)}

.pc-help{display:grid;grid-template-columns:minmax(220px,420px) 1fr;gap:44px;align-items:center}
.pc-help .pc-sh{text-align:left}.pc-help .pc-sh .pc-rule{margin-left:0}.pc-help .pc-lede{margin-left:0}
.pc-help-fig{margin:0;border:1px solid var(--gold-l);padding:8px;background:var(--ivory)}
.pc-help-adv img{border-radius:50%;max-width:240px;margin:auto}
@media(max-width:860px){.pc-help{grid-template-columns:1fr}.pc-help-fig{max-width:420px}}

.pc-auds{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.pc-aud{border:1px solid rgba(205,178,122,.55);padding:26px 26px 28px;min-width:0}
.pc-aud h2{color:#fff;font-size:clamp(22px,2.4vw,28px);margin-bottom:10px}
.pc-aud .pc-kick{color:var(--gold-l)}
.pc-aud ul{padding-left:18px;margin:12px 0 20px}
.pc-aud a:not(.pc-btn){color:#f1e7cc}
.pc-sec-indigo .pc-btn-line{color:#fff;border-color:var(--gold-l)}
.pc-sec-indigo .pc-btn-line:hover{background:var(--gold);border-color:var(--gold)}
@media(max-width:860px){.pc-auds{grid-template-columns:1fr}}

/* faq */
.pc-faq{border-top:1px solid var(--gold-l)}
.pc-q{border-bottom:1px solid var(--line)}
.pc-q summary{cursor:pointer;list-style:none;padding:16px 36px 16px 0;position:relative;font-family:var(--serif);font-size:17.5px;color:var(--ind)}
.pc-q summary::-webkit-details-marker{display:none}
.pc-q summary::after{content:"+";position:absolute;right:6px;top:12px;font-size:24px;color:var(--gold);font-family:var(--sans)}
.pc-q[open] summary::after{content:"\2013"}
.pc-a{padding:0 0 16px;font-size:16px}

/* closing */
.pc-close{padding:64px 0}
.pc-close-card{display:grid;grid-template-columns:1.2fr 1fr;gap:36px;align-items:center;background:var(--ind);color:#e9e4d6;padding:clamp(24px,4vw,44px);border:1px solid var(--ind);outline:1px solid var(--gold-l);outline-offset:-10px}
.pc-close-card h2{color:#fff;margin-bottom:10px}
.pc-close-card .pc-kick{color:var(--gold-l)}
.pc-close-img{border:1px solid var(--gold-l);padding:6px;background:var(--ind-d)}
@media(max-width:820px){.pc-close-card{grid-template-columns:1fr}}

.pc-alert{display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:var(--gold-pale);border:1px solid var(--gold-l);padding:16px 20px;margin:0 0 22px;font-size:16px}
.pc-alert>div{flex:1 1 320px}

/* inner page head */
.pc-ph{background:var(--ivory);border-bottom:1px solid var(--line);padding:34px 0 30px;text-align:left}
.pc-ph h1{max-width:26ch;margin-inline:0}
.pc-ph .pc-lede{margin-top:2px}
.pc-crumbs{font-size:13px;color:var(--mute);margin-bottom:16px;letter-spacing:.02em}
.pc-crumbs a{color:var(--mute)}
.pc-crumbs b{color:var(--gold-l);font-weight:400;margin:0 6px}

/* body text */
.pc-cols{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px;align-items:start}
@media(max-width:940px){.pc-cols{grid-template-columns:1fr}}
.pc-text{min-width:0;max-width:760px}
.pc-text-wide{max-width:none}
.pc-text h2{margin:36px 0 12px;font-size:clamp(22px,2.6vw,28px)}
.pc-text h2:first-child{margin-top:0}
.pc-text h3{margin:22px 0 8px}
.pc-text ul,.pc-text ol{padding-left:22px}
.pc-text li{margin-bottom:6px}
.pc-twocol{columns:2 240px}
.pc-aside{background:var(--paper);border:1px solid var(--gold-l);outline:1px solid var(--gold-pale);outline-offset:-6px;padding:24px 22px;text-align:left;position:sticky;top:18px}
.pc-aside h2{font-size:22px;margin-bottom:10px}
.pc-aside-k{font-family:var(--serif);font-style:italic;color:var(--gold-d);margin-bottom:6px;font-size:15px}
.pc-aside-tel{font-size:14px;color:var(--mute);margin:0}
.pc-aside-inline{position:static;margin-top:24px}
@media(max-width:940px){.pc-aside{position:static}}
.pc-near{margin-top:34px;padding-top:18px;border-top:1px solid var(--gold-l)}
.pc-near h3{font-weight:400;font-size:20px;margin-top:0}
.pc-near ul{columns:2 220px;padding-left:18px}
.pc-near span{color:var(--mute);font-size:14px}
.pc-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(150px,100%),1fr));margin:0 0 26px;border:1px solid var(--gold-l);background:var(--paper)}
.pc-facts>div{padding:14px 16px;border-right:1px solid var(--line)}
.pc-facts dt{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d);font-weight:800}
.pc-facts dd{margin:2px 0 0;font-family:var(--serif);font-size:20px;color:var(--ind)}
.pc-index{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(min(320px,100%),1fr));gap:0 40px}
.pc-index li{padding:20px 0;border-bottom:1px solid var(--line)}
.pc-index h2{font-size:21px;margin-bottom:6px}
.pc-index h2 a{text-decoration:none}
.pc-index p{margin:0;font-size:15.5px;color:var(--mute)}
.pc-contents{counter-reset:ct;list-style:none;padding:0!important}
.pc-contents li{counter-increment:ct;padding:10px 0 10px 44px;position:relative;border-bottom:1px dotted var(--gold-l)}
.pc-contents li::before{content:counter(ct,upper-roman) ".";position:absolute;left:0;font-family:var(--serif);color:var(--gold)}

/* tables */
.pc-table,.pc-text table{display:block;max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:14px 0 18px}
.pc-table table{display:table;width:100%}
table{border-collapse:collapse;font-size:15px;min-width:100%}
th{font-family:var(--sans);font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;text-align:left;color:var(--ind);background:var(--ivory);border-bottom:2px solid var(--gold-l);padding:10px 12px;vertical-align:bottom}
td{padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
tbody tr:nth-child(even) td{background:rgba(248,243,230,.5)}

/* program cards */
.pc-progs{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(290px,100%),1fr));gap:16px;margin:14px 0 22px}
.pc-pc{background:var(--paper);border:1px solid var(--line);border-top:2px solid var(--gold-l);padding:18px 20px;display:flex;flex-direction:column;gap:6px;min-width:0;overflow-wrap:anywhere}
.pc-pc[hidden],.pc-group[hidden]{display:none!important}
.pc-pc header{display:flex;justify-content:space-between;align-items:flex-start;gap:10px}
.pc-pc h3{margin:0;font-size:18px;line-height:1.3}
.pc-pc h3 a{text-decoration:none}
.pc-badge{font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--ind);border:1px solid var(--gold-l);padding:3px 7px;white-space:nowrap;background:var(--ivory)}
.pc-pc[data-st="closed"] .pc-badge{color:var(--warn)}
.pc-pc-area{margin:0;font-size:14px;color:var(--mute);font-style:italic;font-family:var(--serif)}
.pc-pc dl{margin:6px 0;font-size:14.5px}
.pc-pc dl>div{display:grid;grid-template-columns:132px 1fr;gap:10px;padding:5px 0;border-bottom:1px dotted var(--line)}
.pc-pc dt{font-weight:800;color:var(--ind);font-size:13px}
.pc-pc dd{margin:0;min-width:0}
@media(max-width:520px){.pc-pc dl>div{grid-template-columns:1fr;gap:0}}
.pc-checked{font-size:12.5px;color:var(--ok);margin:2px 0}
.pc-prog-more,.pc-prog-go{font-weight:800;font-size:14.5px}
.pc-prog-facts{margin:0 0 22px}
.pc-prog-facts .pc-pc{border:1px solid var(--gold-l);border-top:3px solid var(--ind)}
.pc-group{margin:26px 0 4px!important;font-family:var(--serif);font-weight:400;font-size:20px!important;border-bottom:1px solid var(--gold-l);padding-bottom:6px}
.pc-tools{display:flex;gap:18px;flex-wrap:wrap;align-items:center;background:var(--ivory);border:1px solid var(--line);padding:12px 16px;margin:10px 0 18px;font-size:15px}
.pc-tools select{font:inherit;padding:4px 6px}
.pc-stack{background:var(--ind-wash);border:1px solid var(--line);padding:16px 20px;margin:18px 0}
.pc-mh{font-size:22px!important;margin:18px 0 8px!important}
.pc-mh span{font-family:var(--sans);font-size:14px;color:var(--gold-d);border:1px solid var(--gold-l);padding:1px 8px;vertical-align:middle}
.pc-closed{margin-top:18px}
.pc-match{display:grid;grid-template-columns:minmax(260px,360px) 1fr;gap:34px;align-items:start}
#pf-out{min-width:0}
@media(max-width:860px){.pc-match{grid-template-columns:1fr}}
.pc-tally{display:grid;grid-template-columns:repeat(4,1fr);margin:0 0 28px;border:1px solid var(--gold-l);background:var(--paper)}
.pc-tally>div{display:flex;flex-direction:column;padding:16px;text-align:center;border-right:1px solid var(--line)}
.pc-tally>div:last-child{border-right:0}
.pc-tally dd{margin:0;font-family:var(--serif);font-size:34px;color:var(--ind);order:0}
.pc-tally dt{font-size:13px;color:var(--mute);order:1}
@media(max-width:600px){.pc-tally{grid-template-columns:1fr 1fr}.pc-tally>div:nth-child(2){border-right:0}.pc-tally>div:nth-child(n+3){border-top:1px solid var(--line)}}

/* forms and calculators */
.pc-two{display:grid;grid-template-columns:1.1fr 1fr;gap:32px;align-items:start}
@media(max-width:860px){.pc-two{grid-template-columns:1fr}}
.pc-sticky{position:sticky;top:18px}
@media(max-width:860px){.pc-sticky{position:static}}
.pc-form{background:var(--paper);border:1px solid var(--gold-l);padding:24px;min-width:0}
.pc-form h2,.pc-form h3{margin:0 0 14px}
.pc-row,.pc-field{margin-bottom:16px;min-width:0}
.pc-row label,.pc-field label{display:block;font-size:14.5px;font-weight:700;color:var(--ind);margin-bottom:6px}
input[type=number],input[type=text],input[type=email],input[type=tel],input:not([type]),select{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1px solid #c9bf9f;border-radius:2px;background:#fff;color:var(--ink)}
input:focus,select:focus{border-color:var(--ind);outline:2px solid var(--gold-l);outline-offset:0}
input[type=range]{width:100%;margin-top:10px;accent-color:var(--ind)}
.pc-money{display:flex;align-items:stretch}
.pc-money span{display:grid;place-items:center;padding:0 12px;border:1px solid #c9bf9f;border-right:0;background:var(--ivory);color:var(--mute)}
.pc-money input{border-radius:0 2px 2px 0}
.pc-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:520px){.pc-pair{grid-template-columns:1fr}}
.pc-out{background:var(--ind);color:#e9e4d6;padding:24px;border:1px solid var(--ind);outline:1px solid var(--gold-l);outline-offset:-8px;min-width:0}
.pc-calc .pc-out{margin:18px 0 14px}
.pc-big{font-family:var(--serif);font-size:clamp(30px,4vw,42px);color:#fff;line-height:1.15;font-variant-numeric:tabular-nums}
.pc-out-lbl{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l);font-weight:800}
.pc-out dl{display:grid;grid-template-columns:1fr auto;gap:8px 16px;margin:16px 0 8px;font-size:15px;border-top:1px solid rgba(205,178,122,.45);padding-top:14px}
.pc-out dd{margin:0;font-weight:800;color:#fff;text-align:right;font-variant-numeric:tabular-nums}
.pc-out .pc-small{color:#c9c6bd}
.pc-out .pc-btn{background:var(--gold);border-color:var(--gold);box-shadow:none;margin-top:6px}
.pc-out table{color:#e9e4d6}.pc-out th{background:transparent;color:var(--gold-l);border-color:rgba(205,178,122,.5)}.pc-out td{border-color:rgba(255,255,255,.15)}
.pc-out tbody tr:nth-child(even) td{background:rgba(255,255,255,.04)}
.pc-owe{margin:12px 0}
.pc-limit{background:var(--ind-wash);border-left:3px solid var(--gold);padding:10px 14px;font-size:15px;margin-top:12px;color:var(--ink)}
.pc-limit[hidden]{display:none}
.pc-yes{color:var(--ok);font-weight:800}
.pc-no-fit{color:var(--warn);font-weight:800}

/* quiz */
.pc-quiz{padding:40px 0 64px;background:var(--ivory)}
.pc-quiz-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.25fr);gap:40px;align-items:start}
.pc-quiz-side h1{font-size:clamp(26px,3.4vw,38px)}
.pc-quiz-list{padding-left:22px}
.pc-quiz-img{margin-top:18px;border:1px solid var(--gold-l);padding:6px;background:var(--paper)}
.pc-quiz-card{background:var(--paper);border:1px solid var(--gold-l);outline:1px solid var(--gold-pale);outline-offset:-7px;padding:clamp(20px,3.5vw,36px);min-width:0}
@media(max-width:880px){.pc-quiz-grid{grid-template-columns:1fr}.pc-quiz-img{display:none}}
.pc-prog{display:grid;grid-template-columns:repeat(6,1fr);gap:6px;margin-bottom:22px}
.pc-prog i{height:3px;background:var(--line)}
.pc-prog i.on{background:var(--gold)}
.pc-step{border:0;padding:0;margin:0;min-width:0}
.pc-step[hidden]{display:none}
.pc-step-k{font-family:var(--serif);font-style:italic;color:var(--gold-d);font-size:15px;padding:0;margin-bottom:4px}
.pc-step h2{font-size:clamp(21px,2.6vw,27px);margin-bottom:18px}
.pc-opts{display:grid;gap:10px}
.pc-opts-2{grid-template-columns:1fr 1fr}
@media(max-width:520px){.pc-opts-2{grid-template-columns:1fr}}
.pc-opt input{position:absolute;opacity:0;pointer-events:none}
.pc-opt label{display:block;border:1px solid var(--line);background:#fff;padding:12px 14px;cursor:pointer;font-weight:700;color:var(--ind);transition:border-color .15s,background .15s}
.pc-opt label small{display:block;font-weight:400;color:var(--mute);font-size:13.5px;margin-top:2px}
.pc-opt label:hover{border-color:var(--gold-l)}
.pc-opt input:checked+label{border-color:var(--ind);background:var(--ind-wash);box-shadow:inset 3px 0 0 var(--gold)}
.pc-opt input:focus-visible+label{outline:2px solid var(--gold);outline-offset:2px}
.pc-consent{display:flex;gap:12px;align-items:flex-start;font-size:13px;line-height:1.55;color:var(--mute);margin:8px 0 4px}
.pc-consent input{width:20px;height:20px;flex:0 0 20px;margin-top:2px;accent-color:var(--ind)}
.pc-err{color:#9b2a1f;font-weight:700;font-size:15px;min-height:1.4em;margin:10px 0 0}
.pc-stepnav{display:flex;gap:12px;justify-content:space-between;align-items:center;margin-top:16px;flex-wrap:wrap}
.pc-stepnav #next{margin-left:auto}
.pc-result ul{padding-left:20px}.pc-result li{margin-bottom:10px}
.pc-secure{font-size:13px;color:var(--mute);margin:18px 0 0;border-top:1px solid var(--line);padding-top:12px;text-align:left}

/* modal */
.pc-modal{position:fixed;inset:0;background:rgba(18,30,61,.6);z-index:1000;display:flex;align-items:center;justify-content:center;padding:16px}
.pc-modal[hidden]{display:none}
.pc-modal-card{background:var(--paper);max-width:540px;width:100%;max-height:calc(100vh - 32px);overflow:auto;padding:28px 24px 24px;position:relative;border:1px solid var(--gold-l);outline:1px solid var(--gold-pale);outline-offset:-7px}
.pc-modal-card h2{font-size:24px;margin-bottom:8px}
.pc-modal-card .pcx{position:absolute;top:8px;right:10px;color:var(--ind)}

/* chat */
.pcchat{position:fixed;right:18px;bottom:18px;z-index:900;font-family:var(--sans)}
.pccard{display:none;width:min(372px,calc(100vw - 24px));max-height:calc(100vh - 24px);overflow-y:auto;background:var(--paper);border:1px solid var(--gold-l);box-shadow:0 22px 50px -18px rgba(18,30,61,.55);opacity:0;transform:translateY(12px);transition:opacity .28s,transform .28s}
.pccard.pc-on{opacity:1;transform:none}
.pchead{display:flex;align-items:center;gap:14px;padding:16px;background:var(--ind);color:#fff;border-bottom:3px double var(--gold-l);position:relative}
.pcface{width:88px;height:88px;border-radius:50%;object-fit:cover;object-position:50% 25%;border:2px solid var(--gold-l);flex:0 0 auto}
.pcface-sm{width:64px;height:64px}
.pcname{display:block;font-family:var(--serif);font-size:21px}
.pcrole{display:block;font-size:13px;color:var(--gold-l);letter-spacing:.03em}
.pcx{position:absolute;top:6px;right:8px;background:none;border:0;color:#fff;font-size:26px;line-height:1;cursor:pointer;padding:4px 8px}
.pcbody{padding:16px 18px 18px}
.pcgreet{font-size:15.5px;margin-bottom:12px}
.pcq{font-family:var(--serif);font-style:italic;color:var(--gold-d);margin-bottom:8px}
.pcchips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:14px}
.pcchips a{font-size:13.5px;font-weight:700;text-decoration:none;color:var(--ind);border:1px solid var(--gold-l);padding:6px 10px;background:#fff}
.pcchips a:hover{background:var(--ind);color:#fff;border-color:var(--ind)}
.pcgo{display:block;text-align:center;background:var(--ind);color:#fff;text-decoration:none;font-weight:800;font-size:13.5px;letter-spacing:.09em;text-transform:uppercase;padding:13px;box-shadow:inset 0 0 0 2px var(--ind),inset 0 0 0 3px rgba(205,178,122,.55)}
.pcgo:hover{background:var(--ind-d);color:#fff}
.pcfine{font-size:12.5px;color:var(--mute);text-align:left;margin:10px 0 0}
.pcbub{display:none;align-items:center;gap:10px;background:var(--ind);color:#fff;border:1px solid var(--gold-l);padding:6px 20px 6px 6px;border-radius:999px;font:700 16px var(--sans);cursor:pointer;box-shadow:0 12px 30px -12px rgba(18,30,61,.6)}
.pcbub .pcface{border-width:2px}
@media(max-width:480px){.pchead .pcface{width:72px;height:72px}.pcface-sm{width:56px;height:56px}.pcchat{right:12px;bottom:12px}}

/* footer */
.pc-foot{background:var(--ind-d);color:#cfcab9;font-size:15px;padding:50px 0 28px;border-top:4px double var(--gold-l)}
.pc-foot-cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px}
.pc-foot h4{font-size:17px;color:#f1e7cc;margin-bottom:14px;padding-bottom:8px;border-bottom:1px solid rgba(205,178,122,.4)}
.pc-foot ul{list-style:none;padding:0;margin:0}
.pc-foot li{margin:0 0 7px}
.pc-foot a{color:#ece6d4;text-decoration:none}
.pc-foot a:hover{color:var(--gold-l);text-decoration:underline}
.pc-foot-tel{font-family:var(--serif);font-size:17px;color:#f1e7cc}
@media(max-width:820px){.pc-foot-cols{grid-template-columns:1fr;gap:26px}}
.pc-fine{margin-top:36px;padding-top:20px;border-top:1px solid rgba(205,178,122,.3);font-size:13px;color:#aaa697;line-height:1.6}
.pc-fine strong{color:#d6d0bd}
.pc-eho{font-family:var(--serif);font-style:italic;color:#d6d0bd;letter-spacing:.04em}

/* Readability: only the masthead is centered; headings, intros and paragraphs are left-aligned */
.pc-sh p,.pc-sh .pc-lede,.pc-ph p,.pc-frame-in p,.pc-frame-in .pc-lede{margin-left:0;margin-right:0;text-align:left}
.pc-sh .pc-rule,.pc-ph .pc-rule,.pc-frame-in .pc-rule{margin-left:0}
main p,main li,main dd,main td,main .pc-lede{text-align:left}